Are there any legit organizations that help with credit repair?? I’m fearful of paying my money to a company that’s not accredited.Submitted by anonymous.
The Consumer Finance Protection Bureau (CFPB) is my trusted source for this topic because they offer tips on selecting a reputable organization as well as some important questions to ask.
Does the agency have minimum debt requirements? You’ve probably heard those advertisements that start with, “Do you have more than $10,000 in debt?” This is a case of buyer beware. If someone is that excited about your debt, chances are they are looking out for their interests before yours.
Are they willing to work with you even if you can’t afford the fee? It is a big red flag if they say no.
Don’t be afraid to interview more than one organization. Hold out for the right fit for your needs.
To read more, check out this resource from the CFPB.