Research and Insights

Our research

We conduct research about the financial lives of our members—combining data and stories to show what’s working, what’s not, and how to build a better financial future for all.

Reflecting on what members tell us: What we’re learning from people navigating debt every day

Debt is rarely the whole story. Members are showing us how competing priorities, unexpected expenses, and everyday tradeoffs shape what financial progress actually looks like.Continue reading “Reflecting on what members tell us: What we’re learning from people navigating debt every day”
  • Credit and debt
Reflecting on what members tell us: What we’re learning from people navigating debt every day

The return of student loan repayment: What it means for young borrowers in today’s economy

Young adulthood is often seen as a time for gaining independence and setting long-term goals. But for many 18 to 24-year-olds today, it feels less like a launch pad and more like shaky ground.Continue reading “The return of student loan repayment: What it means for young borrowers in today’s economy”
  • Credit and debt
  • Financial health and stability
The return of student loan repayment: What it means for young borrowers in today’s economy

Proceed with caution: Fintech credit and financial instability

Short-term relief, long-term risk: The real impact of fintech credit on struggling households SaverLife is grateful for the support of the Gates Foundation for making this research possible. This is the second in a two-part research series examining how financial…Continue reading “Proceed with caution: Fintech credit and financial instability”
  • Credit and debt
  • Fintech
Proceed with caution: Fintech credit and financial instability

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