Research and Insights
Our research
We conduct research about the financial lives of our members—combining data and stories to show what’s working, what’s not, and how to build a better financial future for all.
Featured Research
- Credit and debt
Rethinking how we support people with debt
- Financial health and stability
- Fintech
Understanding the bigger picture
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From intention to action: What it really takes to help people navigate debt
Understanding how people experience debt, what holds them back, and what actually helps them move forward.Continue reading “From intention to action: What it really takes to help people navigate debt”
Rethinking how we support people with debt
Through our Credit Conundrum initiative, we found that the barriers our members face are not just financial or informational. They are emotional, behavioral, and structural as well.Continue reading “Rethinking how we support people with debt”
What we’re learning helps people take action on debt
Debt requires support that feels trustworthy, achievable, and realistic within the context of people’s everyday lives.Continue reading “What we’re learning helps people take action on debt”
Reflecting on what members tell us: What we’re learning from people navigating debt every day
Debt is rarely the whole story. Members are showing us how competing priorities, unexpected expenses, and everyday tradeoffs shape what financial progress actually looks like.Continue reading “Reflecting on what members tell us: What we’re learning from people navigating debt every day”
The engagement gap: Why debt support solutions go unused among young adults
Young adult SaverLife members want help making financial progress, but uptake of available debt solutions remains low.Continue reading “The engagement gap: Why debt support solutions go unused among young adults”
The return of student loan repayment: What it means for young borrowers in today’s economy
Young adulthood is often seen as a time for gaining independence and setting long-term goals. But for many 18 to 24-year-olds today, it feels less like a launch pad and more like shaky ground.Continue reading “The return of student loan repayment: What it means for young borrowers in today’s economy”
Proceed with caution: Fintech credit and financial instability
Short-term relief, long-term risk: The real impact of fintech credit on struggling households SaverLife is grateful for the support of the Gates Foundation for making this research possible. This is the second in a two-part research series examining how financial…Continue reading “Proceed with caution: Fintech credit and financial instability”
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