Research and Insights
Our research
We conduct research about the financial lives of our members—combining data and stories to show what’s working, what’s not, and how to build a better financial future for all.
Featured Research
- Credit and debt
Rethinking how we support people with debt
- Financial health and stability
- Fintech
Understanding the bigger picture
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Safety of savings
The importance of a financial cushion For many households across the country, having savings means having room to breathe. That’s because a financial cushion can change the trajectory of a household. Studies have shown that having at least $2,000 in…Continue reading “Safety of savings”
Affordability is an everyday issue
Through surveys and conversations, we set out to understand how rising costs are affecting SaverLife members, where they are feeling the greatest pressure, and what they believe would make a meaningful difference.Continue reading “Affordability is an everyday issue”
Communicating the Saver’s Match: Findings and implications for outreach and policy design
A new tool could make it both more motivating and easier for LMI families to make progress towards their long-term savings goals.Continue reading “Communicating the Saver’s Match: Findings and implications for outreach and policy design “
Understanding the bigger picture
Through the work we’ve done with support from JPMorganChase, we showcase how SaverLife combines technology and multiple forms of data to better understand common financial challenges our members face and respond with more personalized, timely, and effective support.Continue reading “Understanding the bigger picture”
Trump Accounts address a real need. So, why have only 12% of SaverLife parents signed up?
To many SaverLife members, wealth building is inextricably linked to securing a strong financial future for their children. So a key question is whether members who are parents see enough benefit in Trump Accounts.Continue reading “Trump Accounts address a real need. So, why have only 12% of SaverLife parents signed up?”
The engagement gap: Why debt support solutions go unused among young adults
Young adult SaverLife members want help making financial progress, but uptake of available debt solutions remains low.Continue reading “The engagement gap: Why debt support solutions go unused among young adults”
The return of student loan repayment: What it means for young borrowers in today’s economy
Young adulthood is often seen as a time for gaining independence and setting long-term goals. But for many 18 to 24-year-olds today, it feels less like a launch pad and more like shaky ground.Continue reading “The return of student loan repayment: What it means for young borrowers in today’s economy”
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