Research and Insights

Our research

We conduct research about the financial lives of our members—combining data and stories to show what’s working, what’s not, and how to build a better financial future for all.

The Impact of the Enhanced Child Tax Credit on Lower Income Households

The Impact of the Enhanced Child Tax Credit on Lower Income Households The American Rescue Plan, one of the most significant policy responses to alleviate child poverty in decades, made fundamental changes in enhancing the Child Tax Credit (CTC). In…Continue reading “The Impact of the Enhanced Child Tax Credit on Lower Income Households”
  • Financial health and stability
  • Tax time
The Impact of the Enhanced Child Tax Credit on Lower Income Households

The Expanded Child Tax Credit

An American Experiment in Financial Security: What We Learned and What Families Stand to Lose In July 2021, the Biden Administration launched one of the most ambitious anti-poverty programs in history within the American Rescue Plan—the expanded Child Tax Credit…Continue reading “The Expanded Child Tax Credit”
  • Credit and debt
  • Financial health and stability
The Expanded Child Tax Credit

The early promise of the Child Tax Credit

The Expanded Child Tax Credit is Increasing Family Savings As of this analysis, families have received only two Child Tax Credit payments, but we’re already beginning to see signs of the payments having an impact. August marks the first month…Continue reading “The early promise of the Child Tax Credit”
  • Savings
  • Tax time
The early promise of the Child Tax Credit

Child Tax Credit Update: How Have SaverLife Members Spent Their Child Tax Credit Payments?

Of those who have received a Child Tax Credit payment, the majority say they mostly spent the money on current necessities. Sixty percent of SaverLife members said they are primarily using the Child Tax Credit for household necessities, and another…Continue reading “Child Tax Credit Update: How Have SaverLife Members Spent Their Child Tax Credit Payments?”
  • Credit and debt
Child Tax Credit Update: How Have SaverLife Members Spent Their Child Tax Credit Payments?

Why tax credits make a difference for families with less financial flexibility

A Lifeline for Families: How Tax Credits Ease Financial Strain Recently, the Federal Reserve released its annual report from the Survey of Household Economics and Decisionmaking (SHED) and the top-line takeaway is clear: the financial well-being of households is in…Continue reading “Why tax credits make a difference for families with less financial flexibility”
  • Financial health and stability
  • Tax time
Why tax credits make a difference for families with less financial flexibility

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