V
Veronica H.
Building credit
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Welcome to SaverLife
Building credit
First download Credit Karma. They don't accurately report your score but they offer the best credit builder cards available based on your score
Thanks for the tip
I used to have low credit score and now it’s “fair” after building credit with CreditOne Bank
Thanks much
Through credit Karma you can find a good option like Upgrade.
Hi Veronica, depending on where you live, there's also the option of lending circles to build your credit if you're not able to find a secured credit card. Here's a website that explains how lending circles work: https://missionassetfund.org/lending-circles/
I tried getting a credit card to help out and it put me further in dept
My fellow saverlifers! Please try this and use my referral code!!!
Open a free FDIC-insured savings account with Yotta! Every deposit helps you save money while entering you in our weekly sweepstakes with prizes up to $10 million. Use referral code SHIRLEY4 and we’ll both get 100 tickets automatically entered into next week’s drawing! : https://withyotta.page.link/Nm4DeGgQoAAuuYnw7
My fellow saverlifers! Please try this and use my referral code!!!
Open a free FDIC-insured savings account with Yotta! Every deposit helps you save money while entering you in our weekly sweepstakes with prizes up to $10 million. Use referral code SHIRLEY4 and we’ll both get 100 tickets automatically entered into next week’s drawing! : https://withyotta.page.link/Nm4DeGgQoAAuuYnw7
As far as credit report it is a good idea to get credit karma. I found hospital bill's on it and I have health insurance so just had to dispute it and call the hospital billing dept to give my information. It helps you as well with ways to fix your credit rating.. Also hospital and anything to do with your health insurance they must take what insurance pays and can not ask you to pay for the difference if you have no co pay stuff. I have Medicare and Medicaid they get what insurance pays and that is it. They can bu sued if trying too het more out of you. Call your INSURANCE or if you have a case worker and let them know.
I started using credit karma 5 years ago and it helped me keep track of due dates and how much my spending increases per month. I still have not figure out how to stop expending on unnecessary things. I think I am a emotional expender or a compulsive expender.