Are there ways to invest with minimal risks

I have never thought of investing in anything because I didn't know how and the risks involved. Is there a way for beginners to invest with minimal risks?

Usually anything with your retirement at work allows small investments …..less risk offers less return so you need to find out what will work for your temperament. Stocks are usually a good return over time but they go up and down a lot and it can freak some people out. Usually the best thing is not to look at them super often. Mixed stocks are usually an option from the retirement companies like Fidelity and Vanguard….it lets you have a variety of stocks but all in one account

I'm in agreement with the previous statement.

Work place retirement plans (ex. 401K, 403B, 457, TSP, etc) is a great place to start and see returns especially if they give you a match.

Another great place to start is using an app such as Acorns which allows you to link your cards, banks, and then rounds up your charge to the nearest dollar and invests the change into an investment account. It's change here and there but it adds up after a while. They also take the thinking out of selecting stocks by giving you a bunch of questions which will assess your risk profile and create a allocation of stocks, funds, and bonds for you. So you may choose to start with a very conservative portfolio to start.

Lastly, the way I started was by using a rewards card of some sort and dedicating my cashback rewards to stocks only. I never spend what I can't pay back so the rewards cashback is like free money. I figure I wouldn't mind losing it as much as my hard earned cash. This method allow you to hand pick some stocks with little risk. Now to pick stocks is a far different set of tools you'll need and probably should be set aside for a different post.

I'm afraid of invest, I always think is a sca.

I'm afraid of invest, I always think is a sca.

Maria, I don't think you're alone. Investing is scary to a lot of people for two major reasons. The first reason is that there is risk involved with investing and the threat of losing money. The other reason is that we're often ignorant to what investing is, which makes it seem very complicated. I think information can get you over your fear by helping you understand investing. A favorite investing book of mine is John Bogle's Little Book of Common Sense Investing.

Index funds. They're made up of little bits of many stocks so they fluctuate in line with the market. You won't get huge yields, but the market has historically tended to trend up over time.