S
Stephanie B.
It really sucks having debt and trying to make it in life when you really had no chance to start.
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Having Debt Sucks
Started by Stephanie B.
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M
Milissa P.
It sucks having debt problems especially when someone has stolen starting information such as your social security number and things and order things online and caused you to have more debt because the unpaid items were sent to collections
K
Kathleen S.
I especially hate how long it takes for negative things to fall off of your credit history. I hit a financial hardship 3 years ago, and my late payment on an account from that year won't be gone for another 4 years…
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Rebecca S.
Sometimes it seems like we’ll never get ahead
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Elizabeth F.
I know and conure
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Shantel B.
Getting into debt is so easy getting out is a problem.
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Rachel C.
Oh ya it does
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Simona O.
It’s the worst. And trying to pull yourself out of debt could take forever! Currently still working on my debt, it’ll be at least another 3 yes or so
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Richard P.
Try to attack your smallest debt first.
J
Jennifer S.
No fun
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Debra M.
Especially when you have kids. I have 3 boys and low income isnt always so easy to get out of debt or save when there is barely anything coming in. I don't even have Christmas gifts yet for them. Absolutely hate this. 
I check my email daily multiple times hoping and praying for an email from Saverlife….but hasn't happened.
Deleted user
Relief please
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Shamieka A.
I can relate to the low income. It is extremely hard to save when there is barely anything coming in.
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Winnie Q.
I'm so impatient. I'll be out of debt by 2022 at the latest but it feels like I've spent half my life working on it because the last 3 years felt so long.
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Jacqueline G.
Try to pay whatever you can but first pay yourself.
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Mahesha E.
I can relate to the low income. It is extremely hard to save when there is barely anything coming in.
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Nikita B.
freeze all your credit files with all of the credit bureaus- Don't freeze transunion equifax or experian, there are 5-8 other bureaus that you don't know about, freeze these then file a dispute with the top 3 bureaus, this should delete your collections and charge offs for free- look these up on youtube
Deleted user
freeze all your credit files with all of the credit bureaus- Don't freeze transunion equifax or experian, there are 5-8 other bureaus that you don't know about, freeze these then file a dispute with the top 3 bureaus, this should delete your collections and charge offs for free- look these up on youtube
That's an old trick but it only works short term. Once a dispute is investigated it goes back on and the bureaus may treat a 2nd attempt as frivolous and ignore it.
Deleted user
Having debt does suck! My biggest mistake was allowing my daughter to be a co signer on my credit cards because she likes to spend money. Although she makes payments on the cards she spends way more than she pays which is keeping us in debt.
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Kelly F.
Sucks!
Deleted user
Your mindset is everything. Focus on winning.
B
Brent D.
A secured credit card will help you get out of debt
C
Christin B.
Deb ain't no joke when you owe bills and everything like that so guys let's keep up with our bills on our debts
K
Katharina R.
yup
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Tishyra A.
I don't like owning people money. I have foundation issues and now I going into debt.