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Repair Credit

Started by Pamela P.
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Pamela P.

  1. Check Your Credit Score & Report. …
    http://www.annualcreditreport.com/
  2. Fix or Dispute Any Errors. …
  3. Always Pay Your Bills On Time. …
  4. Keep Your Credit Utilization Ratio Below 30% …
  5. Pay Down Other Debts. …
  6. Keep Old Credit Cards Open. …
  7. Don't Take Out Credit Unless You Need It.

Deleted user

Make sure you pay any and all bills on time. Even if you can only pay the minimum, it helps. The biggest lesson I learned is that credit cards can be good to build up credit, but NEVER put on a credit card more than you are prepared to pay off. Treat them like cash.

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