Rebuilding my Credit

I recently opened a regular Credit Card! I had a secured credit card for 8 months. Moving on up!

That's great!

FYI don't go crazy on applying for more credit very fast though because they monitor the number of inquiries within 2 yeats.

That's awesome! Keep up the good work!

I recently applied for a self account , I am currently building my credit little by little and I see my score has increased 80 points since I started with this company. Through the self program I am not eligible for a credit card option that would not hit my credit , the reason I am in a position to get the credit card is because I’ve made 5 on time payments and I was eligible for the credit card after only making 3 on time payments ! I am thankful for the opportunity to rebuild my credit .

That's great!

FYI don't go crazy on applying for more credit very fast though because they monitor the number of inquiries within 2 yeats.

A VERY important point there! I made the mistake of listening to Credit Karma and applied to too many companies, which made me less likely to even get the cards they recommended as "pre-qualified."

I also made the mistake of applying to J.C. Penny more than once as they used to be easy to get a low balance card from. Not anymore! At first I thought it was due to a blemish but when it aged off my CBR next time they said I didn't have enough home loan history. I paid the house off 20 years ago so yea no "current" experience and the loan aged off from my files.

I NEED ADVICE
I have 2 loans one for school $10,000 and another for my car with a remaining $7,000. I have 2 derogatory marks on my credit report. My previous card was late for 180 days. It's Limit was $500, foolishly I didn't pay and fees racked to $807. Once I got focused I set a payment schedule with Bank Of America and didnt miss a payment but I didnt realize that the card closed till after I paid it off. (gets worse) I closed that card and reapplied the week after and got denied. The other is for a $60 bill that went to collections, I paid it. This all is horrendous, I know. These days I have a (589 Experian) (662 Trans Union) (663 Equifax). Haven't missed on my auto or school loans. Auto has been for 2yrs and school for 5mo. I make $24,000yr.

Lemme know if more info is needed, THANK YOU

How do I get to 800 on my credit score

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I'm leaning different ways to build up my credit score and one way I tried was the app called Dave. I linked my bank account and within 3 business days I received a $75 advance and paid $89 when it was due 2 weeks later and just doing that my score went up. I was excited about that when I read my credit score weekly report

I went to my local Credit Union and obtained a $500 build your credit personal loan and pay it off monthly. This has helped my credit go up.

Whether you can pay off your balance or only pay the minimum, it's really important to make payments on time

I NEED HELP BADLY, with rebuilding my credit. I have little to NO INCOME. I have been unemployed and relying on the unpredictable unemployment insurance. I recently started a temp job that will last for 4mths with a possible extension or permanent placement.
With that being said, how can I attempt to rebuild or save with a temp job that is helping me to catch up on VERY BEHIND BILLS!!!

My credit is bad enugh that I signed up for a service, It is cheap but the quality is excellent. I have seen a significant score increase in a short period of time and they are very active withthe bureaus.

Keep making payment on it and pay them off if you can really help I am with a company that is helping me to rebuild my credit.

To be honest, there's nothing as good as a healthy credit score. it gives financial confidence in almost every aspect of ones life. I've vowed to always take it seriously and follow all the rules to keep it healthy.

yes

Ok!!!