Hello all! I can say that working in my credit has been a journey. I can honestly say that I don’t really use my credit card and have noticed that my score has went up a few points.
Isn't it ironic that you need credit in order to establish a credit history but if you actually use too much of said credit, it counts against you. Such a fickle game. Bless your journey!
Credit algorithms differ depending on which credit score checking entity you go through. The free credit score checking apps are often incorrect by a large margin.
Need to fix my credit
I use credit karma to help me get my credit debt under control.
Everyone please keep your credit high
Let's keep our credit up guys let's keep going yay
Credit Karma is a good source to keep you on track and see your credit improve.
Something I get my first credit card sometime this summer maybe I'll see what they will do for me
I agree.
just make sure you are paying your balance in full every month !
.
I agree that we need to pay our credit card balances in full every month. I usually pay half when I receive the statement. The other half I pay 3-4 days before the due date.
m
pay bills on time
Just got a secure credit card and I set up automatic payment for a couple of my bills that I pay off on the due date. Three months in and my score went up two points. I’m thinking about getting a second card and doing the same with some other bills. I figured since I pay them anyway I may as well use the cards to help build my credit. I decided to use money from my stimulus check to make the deposit on the secured card.
