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Shaina P.
Which do you use and why do you prefer it over the other?
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Which do you use and why do you prefer it over the other?
I prefer credit because I earn rewards from CC.
Credit for the same as Hoi W..
I like it when my change is rounded up and put in my savings account
I prefer credit because it is easier to track for budgeting. I also earn cash back rewards from my cards which I always pay the balance off each month.
Credit over cash and debit card
I agree with others that credit is better for earning rewards and for tracking money. But I have family members who don't pay off their credit cards each month. They will lose money on interest and late fees, so credit is not right for everyone.
Cash so you don’t pay interest on what you purchase.
Cash definitely
Cash so you don’t pay interest on what you purchase.
I never pay interest on my credit cards, but I also pay them in full each month.
I try n pay mines in full
Credit for many of the reasoons above as well as it provides better fraud protection. Should someone use your card they are using the credit cards money not mine and the cc companies typically have better dispute processes over banks when its your debit card (your actual money) thats compromised
Credit cards most definitely! Over the past few years I've found myself using credit cards more often than cash. Using my credit cards has just become a way of life for me. I rarely use or carry cash anymore.
Credit
Credit cards are a convienance any more until the credit card machine jsnt working
Use credit card… maintaining low balance…and pay immediately. Maybe just use it for gas.. or utilities.
credit is better as long as you just spend what you can afford to pay
Credit keeps my wallet thinner.
I prefer credit to debit for the rewards but I try to always pay by the due date to avoid paying interest
your best option is to use credit and pay it off before the statement date so you can get cashback and rewards- cash and debit don't provide this
li agree nikita
Credit
Credit cards because of the rewards and tracking of expenses. However, if someone does not pay off their credit cards consistently every month, then they would be better off using cash.
Cash
I try both.